Loan Details
Flexible loan options designed for business owners and investors. Unlock your property equity with confidence.
Loan Amount Range
Maximum LVR
Funding Available
Loan Features
Interest-Only Structure
Our loans are structured as interest-only, allowing you to minimise ongoing payments and focus your capital on business growth.
- Lower monthly payments vs principal + interest
- Preserve cash flow for business operations
- Flexibility to pay principal when it suits you
Interest Options
Choose the interest structure that best fits your cash flow needs:
Interest-Only (Monthly Payments)
Pay interest monthly from your own cash flow. Ideal if you have regular income.
Capped Interest (Pre-paid)
Interest is taken and held from the loan amount upfront. No monthly payments required.
Security Requirements
All properties on mainland Australia can be considered as security:
- Residential property
- Industrial property
- Commercial property
- Vacant land
- Multiple properties accepted
Unusual properties may take a little longer for assessment.
Eligible Purposes
Any worthwhile business or investment purpose, including:
- Business expansion
- Investment property purchase (company or trust ownership)
- Working capital
- Equipment purchase
- Debt refinancing (P&I to interest-only)
- Commercial or industrial renovations and fitouts
Note: Residential property renovations or purchases in personal names may fall under consumer credit legislation. Properties held in company or trust structures are eligible.
Transparent Fees
Brokerage Fees
We don't charge brokerage fees. Deal directly with us and save thousands.
Loan Preparation Fee
Capitalised into the loan — no upfront payment required.
Loan to Value Ratio (LVR)
We lend up to 70% of your property value, inclusive of all existing debts and the new loan.
LVR = Total debt (existing mortgage + new loan) ÷ Property value
Fast Funding When You Need It
Once your application is submitted, funding is usually available within 24 hours if required.
We understand that business opportunities don't wait. Our streamlined process is designed to get you the funds you need, quickly.
Ready to Unlock Your Property Equity?
Apply online and get an in-principle decision quickly.